Workers’ Compensation in Illinois

Accidents in the workplace will happen, but your employees can receive assistance for medical care and compensation due to a work-related injury or illness with workers’ compensation insurance. To learn more about the benefits of a workers’ comp policy for your business, contact your Illinois Insurance Associates agent today.  

What Does Workers’ Compensation Insurance Cover?  

Workers’ compensation insurance helps cover costs associated with an employee’s work-related injury or illness, such as:  


The details of each policy are unique, so be sure to discuss your policy’s specifics with an agent.  

How Much Workers’ Compensation Insurance Do I Need?  

In most states, you aren’t required to purchase workers’ compensation insurance. But some states have mandatory coverage laws, so be sure to check your state guidelines and regulations before opting out of coverage. It’s in your best interest to have coverage if an employee sustains a work-related injury or illness for which you are held legally liable. Without coverage, one claim could potentially bankrupt your business.  

How Much Does Workers’ Compensation Insurance Cost?  

The cost of your premium will vary depending on your businesses’ risk level. To help keep your premiums low, manage your risks by following these tips to create a safer workplace: 

• Provide employee safety training

• Ensure spills are cleaned up promptly

• Eliminate hazards when possible

Contact Us Today 

At Illinois Insurance Associates, we’re ready to help you determine the benefits of having workers’ compensation insurance for your business. To get started talking about coverage, contact your agent today.