Call Us (630) 362-5915 ☰ ˟
Logo
Call Us (630) 362-5915
  • Home
  • Get a Quote
    • AutomobileImage of right arrow
      • Automobile Insurance Home
      • Auto Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Home
      • Motorcycle Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • HealthImage of right arrow
      • Health Insurance Home
      • Health Insurance Quote
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Home
      • Recreational Vehicle Insurance Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft & Boat Insurance Home
      • Watercraft Insurance Quote
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join our Newsletter
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life & Health Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Recreational Vehicle Icon

Recreational Vehicle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Prep Your Team to Handle Workers Compensation Insurance Claims
TUESDAY, APRIL 26, 2022

Prep Your Team to Handle Workers Compensation Insurance Claims

Workers compensation insurance, whether it is a legally required type of insurance or one that your business selects because of its financial benefits, is can be an important financial protection. This type of plan can offer financial protection for your business to cover the losses of your employees if they become ill or are injured on the job. With medical costs rising, this type of financial net can be very valuable for any type of business. However, to make the most out of it, your employees need to know how to handle a potential claim. 

When Someone is Hurt 

If an employee approaches management with a concern about a potential illness or injury that stems directly from their job tasks, it is important to take action at that time. Business owners or management is responsible for reacting quickly. This may mean calling for immediate medical care or it may be just documenting what occurred. Once the immediate urgency of the situation is past, it is then the responsibility of the management team or owner to contact the workers compensation insurance company to file a claim. a man in a leg cast

There are a few things to keep in mind with this business insurance: 

  • Even if the injury is very minor and does not require medical attention, it should be documented. The details of the event including what happened, when it happened and how must be documented in writing. Employees should sign that they understand they can obtain medical care for their injury. 
     

  • Employees must be able to provide information to the employee about where they can seek medical care. Be sure to have emergency room numbers and locations available for easy access. 
     

  • Management needs to fully document the incident for workers compensation insurance providers. This includes documenting any evidence of the injury or illness such as gathering witness statements, pulling surveillance cameras and documenting anything the employee said or did. 


It is then necessary for the insurer to be notified of the incident if it resulted in the employee seeking medical attention. Even if employees have health insurance, if the incident happened on the job, your workers compensation insurance must learn of the incident and document it. By working hand-in-hand with your insurer, you can learn how to reduce claims, how to document them properly and how to file that claim accurately. 

Need more information? Call Illinois Insurance Associates at (630) 362-5915 for more information on workers compensation insurance. 

 
Posted 1:06 PM

Tags: workers, compensation, coverage, commercial, business
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • coverage(18)
  • insurance(14)
  • commercial(9)
  • policy(5)
  • homeowners(4)
  • auto(4)
  • car(4)
  • accident(4)
  • property(3)
  • compensation(3)
  • workers(3)
  • liability(3)
  • business(3)
  • general(2)
  • rv(1)
  • cyber(1)
  • home insurance(1)
  • commercial property insurance(1)
  • vehicle(1)
  • recreational(1)

View Mobile Version

Contact Us Today!
(630) 362-5915

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1220 Iroquois Ave, Suite 205D
Naperville, IL 60563
© Copyright. All rights reserved. | Powered by Insurance Website Builder